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Last Updated on January 19, 2020 by karissa ancell
Welcome to Day 14! You’ve already made through two weeks! Can you believe it? What was the biggest challenge for you? What was the biggest lesson you learned?

This past week was all about getting your finances in order to make the year easier by taking control of our money situations. This is especially necessary to do after the holidays when spending can get a bit higher than usual.
This upcoming week we are going to be talking about how to be more productive and manage your time more effectively.
Productivity is one of my favorite topics to talk about and write about so I’m excited to post next week.
If you struggle with getting your to-do list done and maximizing your productivity next week will be full of great posts to help you out.
TIME FOR REFLECTION
And now’s the time for your reflections on the week. Take a few moments today and write down your observations. What’s been the biggest challenge in spending nothing? What surprised you? What would you do differently next time or in the future?
Whatever lessons you take away from this week, now’s the time to write them down and keep track. Be honest with yourself about your successes and struggles.
I’m hoping that the first weeks of 2020 was a great start to an even better year.
I’ve even included a pretty worksheet to help you document your journey!

Get your printable week 2 reflection sheet here.
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Throughout this challenge, there will be many different worksheets and printables for you to use. I suggest you print them out and organize them together in a binder or folder so you can journal as you go You can find and follow me on Instagram where I will be sharing my journey for the challenge. Follow me there at @afreshstartonabudget. Tag me in any posts you make that goes along with this month of challenge posts.
Make Sure You check out tomorrow’s post. It will be the start of week three and we will be talking about using a planner.
Here is my schedule for what we will be working on in January.

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